Emergency aid for tenants with rent arrears in Netherlands

Landlord termination (own use, breach) 2 min read · published September 11, 2025

As a tenant in the Netherlands, a rent arrears situation can suddenly cause a lot of stress. This guide clearly explains what emergency aid means, which temporary support you can apply for and what rights and obligations you have towards the landlord. I discuss practical steps: contacting the municipality, emergency funds or social services, gathering evidence, and which agencies such as the Rent Tribunal or municipal desk can help you. I also explain when you need legal assistance, how to negotiate a payment plan and which documents are important when requesting emergency aid. Use this information to take prompt action and protect your housing situation. Read on.

What to do in immediate risk

When facing imminent loss of housing, quick action is crucial. The legal basis for tenancy law is in Book 7 of the Civil Code.[1] For disputes about rent and service charges you can turn to the Rent Tribunal.[2] Municipalities often offer emergency aid schemes and social desk support; contact your municipality early.[3]

  • Contact your landlord immediately to discuss payment options.
  • Apply for emergency aid or social assistance at the municipality and complete required forms.
  • Explore options for a payment plan or deferred payment with the landlord.
  • Gather evidence: payment receipts, correspondence, and important documents.
Keep all payment receipts and communication organized.

If you seek help, note contact details, letter dates and phone calls and make copies of forms. The Rent Tribunal deals with specific topics such as the reasonableness of rent and service charges; other disputes are usually for the subdistrict court.[2]

Consider legal assistance if a landlord starts an eviction or if you are unfairly charged for arrears. a lawyer or legal aid service can advise on defenses and requesting postponement. Keep communicating and respond to official reminders within stated deadlines.

Respond to official reminders within the stated deadlines.

Frequently Asked Questions

Can the landlord evict me immediately for arrears?
No, a landlord cannot evict without a court order; usually a procedure at the subdistrict court is required.
What is temporary emergency aid and how do I apply?
Temporary emergency aid is financial or material support via the municipality; request information at the social desk and fill in local application forms.
Can the Rent Tribunal help with rent arrears?
The Rent Tribunal can help with certain rental disputes, mainly the reasonableness of rent and service charges; it usually does not provide direct emergency aid for arrears.[2]

Step-by-step plan

  1. Contact the landlord and municipality to discuss options and emergency measures.
  2. Collect and organize evidence: tenancy agreement, payment receipts and correspondence.
  3. Submit an application for emergency aid or social assistance to the municipality's social desk.
  4. Negotiate a payment plan and record agreements in writing.
  5. Seek legal help if there is an impending eviction or court procedure.

Key takeaways

  • Document all communication and payment evidence as your primary defense.
  • Apply early for emergency aid at the municipality and use local services.
  • Consider a payment plan to avoid eviction.

Help and Support / Resources


  1. [1] Wetten.overheid.nl - Civil Code Book 7 (Tenancy Law)
  2. [2] Huurcommissie.nl - independent rent dispute tribunal
  3. [3] Government.nl - municipal support and social services
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Netherlands

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.