Emergency help for rent arrears: tenants in Netherlands

Landlord termination (own use, breach) 3 min read · published September 11, 2025

As a tenant in the Netherlands, a rent arrears situation can unexpectedly cause a lot of stress and uncertainty. Emergency help consists of practical steps and rights that can help you stay in contact with your landlord, access crisis support or find a payment arrangement, and prevent a situation from escalating to eviction. Many tenants make mistakes with communication, documentation or not requesting available help in time. This guide clearly explains which incorrect assumptions commonly occur, which steps you can take yourself and when you should seek advice from official bodies. The aim is that as a tenant you understand how to protect your position and which resources in the Netherlands you can use.

Common mistakes

In emergency help and rent arrears certain mistakes repeatedly occur. Recognizing them helps prevent problems from getting worse.

  • Not responding in time to messages or requests from the landlord (deadline)
  • Incomplete evidence: not saving photos or documents (evidence)
  • Not asking for a payment arrangement or accepting one when facing payment problems (rent)
  • Not reporting repair or maintenance issues, leaving gaps in the evidence chain (repair)
  • Missing or incorrectly submitting forms or official notices (form)
Detailed documentation increases your chances of success in disputes.

What you can do

As soon as you notice you will have payment problems, there are practical steps you as a tenant in the Netherlands can take to stabilise the situation and protect your rights.

  • Contact your landlord immediately and explain the situation in writing (contact)
  • Ask early for a payment arrangement or postponement of payment (rent)
  • Keep evidence: photos, payment receipts and all correspondence (evidence)
  • Seek help from local authorities, the Rent Tribunal or municipality if you cannot reach an agreement (help)
Keep all correspondence and payment receipts as evidence.

Important steps if escalation occurs

If the situation is not resolved, it is important to know which formal routes are possible and which deadlines apply.

  • Submit relevant forms and evidence to the appropriate body, such as the Rent Tribunal or court (file)
  • Be prepared for a hearing at the subdistrict court if the landlord seeks eviction (court)
Respond to official notices within the stated deadlines to preserve your legal position.

FAQ

Can my landlord evict me directly for rent arrears?
No, a landlord may not evict independently; usually a decision of the subdistrict court is needed and there are protections and procedures under the Civil Code Book 7.[1]
When should I request a payment arrangement?
Request a payment arrangement as soon as you expect or experience payment problems; early contact and a proposal increase the chances of agreement and prevent escalation.[2]
What can the Rent Tribunal do for me?
The Rent Tribunal can assist with disputes about rent and service charges and provides binding decisions in specific cases; for debts and eviction it does not always offer a direct solution but can provide support and information.

How-To

  1. Collect evidence: photos, payment receipts and relevant correspondence (evidence)
  2. Notify your landlord in writing and make a concrete payment proposal (notice)
  3. Seek advice from the Rent Tribunal or municipality and file an application or complaint if necessary (application)
  4. If there is no solution: prepare for court proceedings at the subdistrict court and consult legal support (court)

Help and support


  1. [1] Wetten.overheid.nl
  2. [2] Huurcommissie
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Netherlands

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.