Emergency Help for Rent Arrears in the Netherlands

Landlord termination (own use, breach) 3 min read · published September 11, 2025
As a tenant in the Netherlands, rent arrears can quickly cause stress and uncertainty. This guide explains step by step which emergency help is available, what rights and obligations tenants have, and how to request practical assistance from municipalities, the social safety net or housing corporations. We describe documentation important for objections or legal procedures, which deadlines to watch, and when the Rent Tribunal or court becomes involved. The text uses plain language so non-legal readers understand what actions are possible to overcome arrears and avoid eviction. At the end there are concrete steps and links to official agencies for direct contact.

What is emergency help for rent arrears?

Emergency help for rent arrears is temporary financial or practical support that can help reduce acute debts or stop an eviction. Municipalities can provide special assistance or emergency measures, housing corporations sometimes offer short-term arrangements, and charities can give additional help. The legal rules on tenant protection and termination are in the Civil Code Book 7 and form the framework for procedures and deadlines[1].
In many cases, talking with the landlord is the first and most effective step.

What steps can you take?

  • Check your rental agreement and keep photos, bank statements and receipts as evidence.
  • Call or email your landlord and request a payment plan or postponement.
  • Apply for emergency help or special assistance at your municipality and complete required forms.
  • Contact debt counseling services or your housing corporation for mediation and budget advice.
  • Keep all correspondence, emails and official letters for possible objections or court proceedings.
Clear documentation increases the chance that helpers and authorities can act quickly and effectively.

What can the landlord do?

A landlord can start termination proceedings for persistent non-payment or sometimes for owner use, but an actual eviction generally requires a court order. The landlord must follow legal deadlines and procedures; you will usually receive written reminders and termination notices before the case goes to the subdistrict court. The Rent Tribunal often handles disputes about rent and service charges, but eviction procedures go through the court[2].
Always respond within the stated deadlines to official letters to keep your rights.

Frequently Asked Questions

When am I eligible for emergency help for rent arrears?
You are often eligible if the arrears lead to eviction or a serious risk of homelessness, and if you have no other means. Municipalities apply additional conditions.
Can the landlord evict me immediately for arrears?
No, a landlord cannot evict immediately; there is usually a legal process before eviction is permitted.
How do I apply for emergency help at the municipality?
Contact the social team or municipal desk, present your financial situation and evidence, and ask for special assistance or emergency help.

How-To

  1. Gather evidence: rental agreement, payment records and correspondence.
  2. Call the municipality or ask online about emergency help or special assistance.
  3. Submit an application or written payment proposal to the landlord and municipality.
  4. Seek legal help if the landlord starts an eviction or the case goes to court.

Key Takeaways

  • Pay attention to deadlines in reminders and landlord letters.
  • Keep all evidence organized and safe.
  • Contact the municipality, debt counseling or housing corporation early.

Help and Support / Resources


  1. [1] Wetten.nl - Civil Code Book 7
  2. [2] Huurcommissie
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Netherlands

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.